POINT CLEAR, AL — AmeriFirst Bank is pleased to announce the opening of its newest full-service
banking location at 17008 Scenic Highway 98, Point Clear, Alabama, on April 27, 2026.
The new office will operate Monday through Friday from 8:30 a.m. to 5:00 p.m. and will offer a full range
of banking services, including deposit accounts, lending solutions, and digital banking support. This
expansion reflects AmeriFirst Bank’s continued commitment to providing accessible, relationship-driven
banking throughout its growing service area.
Bob Ramsey, President & CEO stated, “We are excited to expand into the Point Clear community and
look forward to building strong relationships with individuals, families, and local businesses. Our focus
remains on delivering personalized service with local decision-making, ensuring our customers receive
the attention and support they deserve.”
Dave Starnes, Senior Vice President and Market Executive, will lead the team at the new Point
Clear location. With 15 years of experience at AmeriFirst Bank, Starnes brings a deep knowledge of
lending and a proven ability to lead and develop strong customer relationships, ensuring the success of
the new office and continued service excellence.
The Point Clear location represents another step in AmeriFirst Bank’s strategic growth across South
Alabama while maintaining its long-standing commitment to community banking and customer-focused
service.About AmeriFirst Bank
AmeriFirst Bank was formed in June 1997 through the merger of American National Bank and First
National Bank, both independent community banks located in Union Springs, Alabama. These two
institutions were successfully combined under USAL Bancorp, Inc., the holding company for AmeriFirst
Bank.
The First National Bank was founded in 1904 with $50,000.00 and 500 shares of stock by a group of
Union Springs businessmen. In 1916, a local group of businessmen founded the American National
Bank with capital of $56,406.93.
The bank’s rich history, high quality service, community-oriented staff, and exceptional board of
directors have contributed greatly to both the community and the growth of the bank. By hiring and
retaining local officers and employees, AmeriFirst Bank believes it can better serve its customers while
continuing to expand into neighboring counties and surrounding areas.
A locally owned and operated bank, AmeriFirst, has offices in Union Springs, Montgomery, Prattville,
Auburn, and Flomaton. AmeriFirst is committed to serving the credit needs of its entire assessment
area, including all low-to-moderate income areas.
The main office is located at 8165 Vaughn Road, Montgomery, AL 36116.